Wire Instructions

Wire Instructions

If You're Receiving an Incoming Wire


MUCCU uses an intermediary institution for wire services. Have the sender of your wire give his/her bank or financial institution when sending your wire:

For wires coming from U.S. or international financial institutions:

Beneficiary Institution:
Corporate One Federal Credit Union
ABA Routing Number: 244084264

Further Credit To:
Miami University Community Federal Credit Union
ABA Routing Number: 242278878

Final Credit To:
Your Name and MUCCU Account Number

Most financial institutions charge a small fee for both and sending wires. Both you and your recipient should review these fees before sending a wire.


Outgoing Wires


You must come in to an MUCCU branch to send a wire. At this time, wires cannot be originated by phone or email, unless you have made prior arrangements with a Member Service supervisor. Wire services are available at any MUCCU branch.

When sending a wire, you must bring in your photo ID, as well as the following information for the intended recipient:

Recipient's name
Recipient's address
Recipient's phone number
Name of the bank or financial institution receiving the wire
Location (at a minimum, city) of the recipient bank/financial institution
Recipient's account number at the receiving bank/financial institution
ABA Routing Number of the receiving bank/financial institution, if the wire is going to an institution in the U.S.
SWIFT Code of the receiving bank/financial institution, if the wire is going to an international institution

Some banks and financial institutions use an intermediary institution for receiving wires, which requires a second Routing Number. Ask your receiving party if his/her financial institution requires a second Routing Number to receive wires. Most financial institutions charge a fee for both sending and receiving wires. Review all fees before sending a wire, and if necessary, be sure to send enough to cover the receiving institution's fee to receive a wire.