Whether you are planning a dream vacation, consolidating debt, or handling unexpected expenses, our personalized loans are here to make life easier. Miami University and Community FCU offers a variety of Personal Loans, both Secured and Unsecured. All Personal Loans from MUCCU offers competitive rates and no early payment penalties.
Build Credit. Build Confidence. We understand that it is not always easy to borrow without a good credit score. A Credit Builder loan is the smart and safe way to build credit and even save money!
Our Credit Builder Loan is secured with funds in your MUCCU account. A savings or certificate secured loan "freezes" the amount of funds in your account equal to the amount of your loan. Although you will not be able to withdraw these funds until your loan is repaid, you will continue to earn interest on these funds for the duration of your loan.
The interest rate (APR) on a Secured Loan is always 3 percentage points higher than the rate on the savings or certificate product itself against which the loan is secured. (For example, if you have a Certificate Secured Loan on a CD paying 1.30% interest, the interest rate on the Certificate Secured Loan will be 4.30% APR.)
Need extra cash for a big purchase? gives you the financial flexibility you need—with no collateral required! A personal loan can be used for almost anything—debt consolidation, home improvements, medical bills, travel, or unexpected expenses.
If you see a more competitive rate elsewhere, call us!
Tired of juggling multiple payments and high-interest rates? Let us help you take control of your debt with a bill consolidation loan. Make life a little easier by consolidating your monthly bills into one payment. A Bill Consolidation Personal Loan allows you to pay off existing debts with one loan for up to $20,000. Over time, this saves you money, makes your bills less complicated, and reduces the risk to your credit caused by late payments.
