Say goodbye to fees and hello to features with our hassle-free checking accounts. Whether you're managing daily expenses or planning for the future, we’ve got you covered with the benefits you need and the service you deserve. Miami University Community FCU's share draft checking accounts are the alternative to expensive bank checking. Our free* checking accounts offer the same benefits, and more:
If you’ve had trouble opening a bank account because of past financial mistakes, our Second Chance Checking Account was designed for you. We give you the chance to rebuild your financial reputation, with most of the same perks as our regular Checking Accounts, provided you keep your account in good standing:
*Certain restrictions apply. Applicant must provide a written explanation of prior checking account difficulties in order to open any Second Chance Checking account. A ChexSystems® report will be pulled; your prior caused losses and/or unpaid balances must total $300 or less. If there is no account abuse after 60 days, a Debit card will be issued with management approval. Direct Deposit is required in order to open a Second Chance Checking account. Accounts are subject to management review and approval. You must keep your account in good standing and free from overdrafts for 30 days in order to qualify for Courtesy Pay Overdraft Protection. Accounts or services may be closed if management deems excessive overdrafts or account abuse. Debit card service is subject to a $1.50 per month fee. Member is responsible for purchasing checking supplies, as well as any monthly ATM/debit card fee and fees associated with payments made against overdrafted accounts. All credit union accounts are subject to the Membership and Account Agreement and Funds Availability Policy.
